They aren't wrong, consequences for them are likely light. There's simultaneously a huge breach with Snowflake, which is high impact as many companies would hav

They aren't wrong, consequences for them are likely light. There's simultaneously a huge breach with Snowflake, which is high impact as many companies would have their customer data in a platform like that. And past breaches like Equifax that exposed almost everyone. They are mostly just acknowledging that the general public has "breach fatigue". Nobody cares anymore. It's just another 12 months of free monitoring on top of the others you already have. So now you just freeze your credit until you need a loan, unfreeze it, put it back.