Nope. My utility company and also Verizon withdraw from my checking account, and all they needed was the account number, routing number, and my name. No further

Nope. My utility company and also Verizon withdraw from my checking account, and all they needed was the account number, routing number, and my name. No further verification. For that reason, I have two checking accounts, and don't keep large sums of money in the account I use for payments.