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I'm not saying it's a bad service. I'm saying for $30 some audit and legal representation is cheap insurance. The IRS can audit anyone they want. My finances ar
by giantg2 2y ago
I'm not saying it's a bad service. I'm saying for $30 some audit and legal representation is cheap insurance. The IRS can audit anyone they want. My finances are not exceedingly complicated, nor am I a high earner. It's an extremely low risk but still can happen.
- g15jv2dp 2y agoI'm sorry but paying $30 for legal insurance sounds like a red flag. Either they know for absolutely sure that they will never have to pay out on the insurance, or they don't intend to pay out if/when you need it. Have you read the fine print to make sure there isn't an exclusion that will void the insurance as soon as there is any kind of problem? E.g., if the user made any kind of mistake in declaring stuff to the filing company (even a trivial one), then the insurance is voided?
- giantg2 2y agoYeah, they'll provide support if it was a mistake. It's not they they never pay out, it's just that it's exceeding rare. Group life costs me like $200/yr and pays out over $300k. Insurance can be cheap if the frequency is low.