Indeed. In general the problem people have with WEP and GPO isn't that the reductions exist, it's where the lines are drawn. We're still using the first pass of

Indeed. In general the problem people have with WEP and GPO isn't that the reductions exist, it's where the lines are drawn. We're still using the first pass of a system that was cooked up four decades ago. (the larger point to my OP was that defined benefit pensions are not necessarily the amazing thing people assume they are - I'm happy to avoid them)