3 ms·

Hoa are the mushroom head of covenants, which I see as one of the greatest threats to liberty. Boomers unilaterally reaching out the grave to encumber property

Hoa are the mushroom head of covenants, which I see as one of the greatest threats to liberty. Boomers unilaterally reaching out the grave to encumber property on all transfers and heirs. The contract of course is unsigned by the counterparty yet somehow runs with the land. Due to this nonsense it was almost impossible finding land allowing me to build a tiny house for my family despite no zoning or codes against it.

phil21 2y ago
Yep, this is my problem with HoAs. Everyone supporting them loves to bleat about how "voluntary" they are - but any new construction since perhaps the late 80's in my area have been nearly 100%, if not 100%, HoA. This is not voluntary - it's pay to play, and you are practically forced into these living arrangements if you are within a certain socioeconomic class and want to own a home. That I won the lottery and can "opt out" of the situation personally is immaterial. I find the situation at best unethical. These don't even exist for the standard reasoning any longer. It's turned into a financial grift for developers to avoid paying for improvements, and municipalities to expand the tax base without having to pay for infrastructure. Plenty of "communities" out there currently having their cake and eating it too - at least for the first one or two generations of owners. It's about as sustainable as you'd expect such arrangements to be the more you look into them. If you want suburban new home construction in my area you have had to buy within a HoA for the past 30 years. It's getting to the point where only the older "city core" and inner ring suburbs come devoid of a HoA. So it's either exceedingly expensive dense urban living or a 2 hour drive from a rural property. Such "choice" indeed. HoAs kill freedom more than they offer it from my experience. They also slowly suffocate any future development forcing everyone into exceedingly hard to break covenants of the past. The ossification and hollowing out of middle class America continues.

phil21 2y ago

Yep, this is my problem with HoAs. Everyone supporting them loves to bleat about how "voluntary" they are - but any new construction since perhaps the late 80's in my area have been nearly 100%, if not 100%, HoA. This is not voluntary - it's pay to play, and you are practically forced into these living arrangements if you are within a certain socioeconomic class and want to own a home. That I won the lottery and can "opt out" of the situation personally is immaterial. I find the situation at best unethical. These don't even exist for the standard reasoning any longer. It's turned into a financial grift for developers to avoid paying for improvements, and municipalities to expand the tax base without having to pay for infrastructure. Plenty of "communities" out there currently having their cake and eating it too - at least for the first one or two generations of owners. It's about as sustainable as you'd expect such arrangements to be the more you look into them. If you want suburban new home construction in my area you have had to buy within a HoA for the past 30 years. It's getting to the point where only the older "city core" and inner ring suburbs come devoid of a HoA. So it's either exceedingly expensive dense urban living or a 2 hour drive from a rural property. Such "choice" indeed. HoAs kill freedom more than they offer it from my experience. They also slowly suffocate any future development forcing everyone into exceedingly hard to break covenants of the past. The ossification and hollowing out of middle class America continues.