It sounds like there's two separate dimensions to this, price, and positive / negative outcome. It seems like it's possible for a banks mortgage lending practi

It sounds like there's two separate dimensions to this, price, and positive / negative outcome. It seems like it's possible for a banks mortgage lending practices to both positively increase access to mortgages while at the same time making houses more expensive. At first I think this is counter intuitive, but I think there's a logic to it. Whether this is a good tradeoff, is separate to whether the loaning itself increases house prices.