Unfortunately it's not plain TOTP. Most banks in Europe give you a standalone cheap plastic smart card reader into which you put your bank card. The website sh

Unfortunately it's not plain TOTP. Most banks in Europe give you a standalone cheap plastic smart card reader into which you put your bank card. The website shows you a code. You input it into the reader, followed by your card PIN. The reader outputs a code you put into the website. This is what it looks like: https://www.post.ch/-/media/portal-opp/k/bilder/postgeschichte/1998-e-finance-1872x1053.jpg https://www.post.ch/-/media/portal-opp/k/bilder/postgeschich...