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My parents are dentists and most of the memories from when I was a kid (pre 2013) of my dad working was him dialing up and arguing with insurance providers. Th
by dartos 2y ago
My parents are dentists and most of the memories from when I was a kid (pre 2013) of my dad working was him dialing up and arguing with insurance providers.
They’d send checks 6months late and often miss them.
They also forced certain prices for him to stay “in-network”
Insurances don’t seem to help anyone.
- bluGill 2y agoInsurance helps those who pay them. Just note that for most Americans they are not the one paying.
- dartos 2y agoFor dental insurance, those insurance companies force healthcare providers to keep artificially high prices, even for out of network patients. For example, with my parent’s independent office, people would come in without insurance and unable to pay the high fees for say a filling or a crown. My parents were technically able to charge much lower prices (more than half off in the case of normal cleanings,) but were unable to because of the contract they had with their insurance network. Moreover, the listed price mandated by the insurance was not the same as the payout my parents received after filling the claim. (The payout was always less. Sometimes much less than the mandated price) I don’t see who benefits in this situation besides the insurance company. Even if my employer pays for my insurance, I still need to meet some premium most of the time. And what I pay is inflated because of the in-network contracts Consider also that, in the states at least, dental insurance is separate from medical.