> Even if the business is wildly successful, a broker is going to help you shop for competitive offers and get the best price on the open market. Exactly. I on

> Even if the business is wildly successful, a broker is going to help you shop for competitive offers and get the best price on the open market. Exactly. I once went with a broker (not the US, so lots of options not to) because the broker (despite his fees) will come out on top of other options. I guess, in that case, the broker did earn his commission fully. I think most people have a negative idea of brokers because in some jurisdiction they can make it difficult for P2P to happen. This makes the brokers a defacto monopoly on the market; and they usually all follow each other on the rates.