Your premium is paid by your employer. Please revisit the statement when you are self-employed. Also, turns out there is a deductible if you don't want to pay

Your premium is paid by your employer. Please revisit the statement when you are self-employed. Also, turns out there is a deductible if you don't want to pay a fortune for self-insurance. Well, at least there is in Germany. And the premium ends up being ~$1k/month. US health insurance is crappy in many ways, but EU health insurance isn't a magic fairy unicorn either.