One thing that many people who have not had hospitalization may not realize it that hospitals really nail it to people without insurance. I had surgery a few y

One thing that many people who have not had hospitalization may not realize it that hospitals really nail it to people without insurance. I had surgery a few years ago and the bill was $80,000. The insurance company disclaimed $60,000. I ended up paying only $2,000. Also make sure that all the doctors in a procedure participate in the insurance plan. Beware of anesthesiologists. If you are a small company, check out HR outsourcing like Administaff. They can save money because they can pool all the employees of their clients. I have not used them, just an example.