I completely agree. The incentives have aligned against the average home buyer receiving a good home, at multiple levels. Between the fundamental change in how

I completely agree. The incentives have aligned against the average home buyer receiving a good home, at multiple levels. Between the fundamental change in how homes are financed allowing for other market conditions to exaggerate the cost of homes and the decline of skilled labor interest / accessibility to young people such as myself... we have a state of affairs that makes a basic thing such as home ownership a significant problem for future generations.