Just an idea: The use of ground rent in new developments is one way to reduce cost to home buyers in higher mortgage rate environments. In this way, the homeow

Just an idea: The use of ground rent in new developments is one way to reduce cost to home buyers in higher mortgage rate environments. In this way, the homeowner can still develop equity in the property while the ownership and expense of the land by the developer or investor can covered over time by the ground rent eventually resulting in a ROI for the developer or investor. There could be fair ways to allow homeowners to purchase the land at some point, similar to a car lease, when their financial situation allows. Another way to think of this is fractional ownership: land + dwelling.