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You said you're in the EU right ? SEPA works. The only moment I need to confirm identity with my bank is when I buy frivolities, not for my bills.
by rakoo 2y ago
You said you're in the EU right ? SEPA works. The only moment I need to confirm identity with my bank is when I buy frivolities, not for my bills.
- janosdebugs 2y agoHere's the problem: I can do a SEPA transaction using online banking (with a Google-enabled phone) or by walking to my bank personally.
- rakoo 2y agoI might be lucky enough to have online banking work with sms and a pre-shared secret. My bank (also in the EU) didn't tell me I could do it automatically, they only mentioned it when I told them I lost my phone (it was true) and that I didn't know when I could buy a new one. Maybe it'll work with yours ?
- janosdebugs 2y agoNo, ever since PSD2 came into effect, banks here refuse to do SMS-based verification and have switched to apps. They also don't support hardware authenticators for consumers. I asked.
- t0bia_s 2y agoFortunately we have competition and possibility to switch to banks that are more private and user friendly.