If you redefine "benefits", you might have a point. Many jobs have health insurance, and thus "benefits". Many health insurances are rather picky with what the

If you redefine "benefits", you might have a point. Many jobs have health insurance, and thus "benefits". Many health insurances are rather picky with what they do/don't cover. If you claim that only "insurance that covers what I need covered, at a price I deem acceptable", can be called a "benefit", then sure, your mention is valid. It's also a pointless statement.