First a disclaimer; I work tangentially in health insurance right now, so take this with a grain of salt. That being said, health insurance can vary greatly fr

First a disclaimer; I work tangentially in health insurance right now, so take this with a grain of salt. That being said, health insurance can vary greatly from state to state. There are different carriers offering different plans. Sometimes the same carrier will offer different things based on the zip code you live in. My recommendation to anyone looking for health insurance is to find a broker. It doesn't cost you anything extra, and they can look specifically at what your situation is and make recommendations based on that. If you went to someone for your business insurance, then the chances are high that the same people can either talk to you about health insurance options or can point you the direction of someone who can. Insurance offerings can be very complicated things; a broker who makes their money from dealing with insurance tends to have a pretty good awareness of what works and what doesn't. Before people pipe in saying that broker will only offer you things that make them the most money; the difference between what a broker makes on the worst carrier (for them) and the best is maybe 2%. It's worth far more to them to keep you as a happy customer for as long as possible, because as long as you pay your insurance bill, that broker will continue to make commissions on it. (Even so, the carriers will give you the same rate directly as they would through a broker).