> We should be working towards policies and solutions that foster more "market rate" affordable housing, not affordable housing via government programs or nonpr

> We should be working towards policies and solutions that foster more "market rate" affordable housing, not affordable housing via government programs or nonprofit organizations. Why the 'not'? Those options are not mutually exclusive and are in fact complementary. Liberalising overly restrictive zoning laws across the USA can improve supply from all three sectors: for-profit, non-profit and local government, thus encouraging market-rate affordability.