I would consider distortion at this magnitude to be broken. It's pretty much stuck in a vicious cycle of number of degrees increasing from accessibility, busine

I would consider distortion at this magnitude to be broken. It's pretty much stuck in a vicious cycle of number of degrees increasing from accessibility, businesses increasing demand for credentials because there are more of them, demand for easy loans increasing, etc. It would take a monumental shift to fix this from multiple areas of society.