There’s no reason to answer such questions with the “right” answer. My mother’s real maiden name is public information, so when asked for that I give a differe

There’s no reason to answer such questions with the “right” answer. My mother’s real maiden name is public information, so when asked for that I give a different memorable name. About the only time I tell the truth on such forms is when it’s legally required (like a credit check form). As far as two-step verification: of a sample set of my relatively savvy but not necessarily hardcore tech friends, only two are using two–step verification out of about 30 people. The others know about it but don’t get why they need it.