I dropped out of university for my £35k job as if I finished my final term I would have had _literally_ no money and no where to live. I could not afford to tak

I dropped out of university for my £35k job as if I finished my final term I would have had _literally_ no money and no where to live. I could not afford to take risks. I had no family to rely on. I was later invited to work for a startup as the first engineer. They offered me £45k which I negotiated up to £50k, which I declined as my stable job raised me to £52k to keep me. This startup is still doing well it seems, but that just wasn't a risk I could afford. I had no liquidity, I was barely saving £200 a month. If the startup fell through and I had no severance, then I would have had to find a job almost immediately or default on my rent. This article is an extremely privileged take (which it acknowledges). University is relatively cheap in the UK, which makes the people that attend top universities often come from all classes of wealth. I now have a lot more of my own cash in hand now and can certainly survive a few months of downtime, but I still probably wouldn't go for an early stage startup as I'd likely have to take a huge salary cut and would not be adding into this savings pot. I would rather be in a stable and good band of living rather than risk being on the poverty line again.