And as a someone selling something by credit card all over the world (stopped counting at 50 countries about 12 years ago) I also don't give two ff's about any

And as a someone selling something by credit card all over the world (stopped counting at 50 countries about 12 years ago) I also don't give two ff's about any of this. Sure occasionally we get hit with a chargeback ($30 plus the charge amount) and sure we are powerless and they just added some arbitrary $7 month fee. But without this entire system I wouldn't be in business. I also operated a retail business years ago and accepted credit cards. It was a tremendous improvement over having to extend credit to a business owner and then collecting. The fees were well worth the trouble saved.