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My VISA (chip + PIN) works without any problems for online purchases. Some sites even transfer me to my bank's payment gateway that sends me an SMS with a numbe
by Adirael 14y ago
My VISA (chip + PIN) works without any problems for online purchases. Some sites even transfer me to my bank's payment gateway that sends me an SMS with a number in order to be able to pay.
I don't have a credit card. I know a lot of people who does but rarely uses them, debit cards feel more secure than credit cards against theft/fraud (and I'm not really sure if they are, I don't think so).
- mtts 14y agoMy VISA ... I don't have a credit card Visa is a credit card, however. In Europe, it's often tacked onto a regular debit card, but it's a separate thing not everyone has.
- rmc 14y agoYou can get "Visa Debit" cards
- DanBC 14y agoCredit cards (especially in the UK) have strong legal protections for the buyer. (Section 75 of the Consumer Credit Act). Debt cards are excluded from that. So are "pre paid credit cards".
- jiggy2011 14y agoDebit cards aren't more secure again fraud. If anything they are less so. Much easier to refund a transaction on a CC.
- djeikyb 14y agoI'm intrigued. What bank does that?
- hwatson 14y agoIt's called 3-D Secure. (http://en.wikipedia.org/wiki/SecureCode http://en.wikipedia.org/wiki/SecureCode)