And that's why no one should be sitting on their money...invest it! Keep enough for emergencies (6-12 months of rent/food is the general mantra) in your bank a

And that's why no one should be sitting on their money...invest it! Keep enough for emergencies (6-12 months of rent/food is the general mantra) in your bank account and put the rest in your IRA/401k and/or non-tax advantaged index funds.