5 ms·
Credit cards are big in the US, maybe, but in the rest of the world not everyone has them.
by mtts 14y ago
Credit cards are big in the US, maybe, but in the rest of the world not everyone has them.
- jiggy2011 14y agoFor the purposes of most online payments a standard debit card can be used interchangeably with a credit card.
- outworlder 14y agoMaybe in the US. In Brazil, I do not know a single debit card that will allow international purchases, or that will be allowed in Paypal (even though Paypal has a local presence).
- TillE 14y ago"Standard" debit cards aren't really standard outside the US either. Maestro (chip + PIN) doesn't work online, for example.
- Swizec 14y agoBut coincidentally is a standard enough debit card that I can use it to pay in stores all over the world. Even the US.
- jiggy2011 14y agoYou usually can use a Maestro card online. I think at one point they rolled 2 different cards into the Maestro name which included one for younger people which is supposed not to work online (which would disallow FB payments as well). In europe certainly most people would seem to have a debit card. Besides I'm assuming at the backend the FB system would require you to enter a debit/credit card. It would seem very unwise for FB to begin taking down everyone's bank account number as in the case of fraud with a card you can simply cancel the card and get a new number.
- ktizo 14y agoReally? Well, I must be imagining things then. I'll ask the doctor for some special pills and see if the hallucinations go away.
- deleted 14y ago[deleted]
- Adirael 14y agoMy VISA (chip + PIN) works without any problems for online purchases. Some sites even transfer me to my bank's payment gateway that sends me an SMS with a number in order to be able to pay. I don't have a credit card. I know a lot of people who does but rarely uses them, debit cards feel more secure than credit cards against theft/fraud (and I'm not really sure if they are, I don't think so).
- mtts 14y agoMy VISA ... I don't have a credit card Visa is a credit card, however. In Europe, it's often tacked onto a regular debit card, but it's a separate thing not everyone has.
- rmc 14y agoYou can get "Visa Debit" cards
- DanBC 14y agoCredit cards (especially in the UK) have strong legal protections for the buyer. (Section 75 of the Consumer Credit Act). Debt cards are excluded from that. So are "pre paid credit cards".
- jiggy2011 14y agoDebit cards aren't more secure again fraud. If anything they are less so. Much easier to refund a transaction on a CC.
- djeikyb 14y agoI'm intrigued. What bank does that?
- hwatson 14y agoIt's called 3-D Secure. (http://en.wikipedia.org/wiki/SecureCode http://en.wikipedia.org/wiki/SecureCode)