It goes beyond just stealing some money. They can ruin your credit rating by claiming you didn't pay your bills even when they are incorrect. I was wondering th

It goes beyond just stealing some money. They can ruin your credit rating by claiming you didn't pay your bills even when they are incorrect. I was wondering this same thing recently after being charged for something for an extra month after cancelling. Chasing them to get the money back was a lot of hassle but if the situation were reversed they can screw my life for years.