3 ms·
This +1000. The whole billing / insurance system is intended to wear you down in a cascading swarm of bullshit. You want to know if a doctor is in network? Goo
by ipython 2y ago
This +1000. The whole billing / insurance system is intended to wear you down in a cascading swarm of bullshit.
You want to know if a doctor is in network? Good luck, because the insurance company clearly states that they only provide that information on a best effort basis. The doctor can’t answer, as they refer you back to your insurance company.
You want an outpatient surgery? Great! Make sure your doctor and facility is in network, right? Oops, wrong again! You forgot about the anesthesiologist who you can’t pick ahead of time and is rarely in network. Good luck figuring that out later!
It’s intended to wear you down until you’re afraid of your “rating” aka credit score tanking enough that you just pay up.
- maxerickson 2y agoThere was legislation that changed this a couple years ago. https://www.cms.gov/nosurprises/ending-surprise-medical-bills https://www.cms.gov/nosurprises/ending-surprise-medical-bill...
- ipython 2y agoAll well and good until you sign away those rights in one of the many forms you fill out- see for example this excerpt from one of my local hospital websites (emphasis mine) It’s trivial to be coerced into signing one of these agreements when you’re in a high stress high stakes environment. > If you get other types of services at these in-network facilities, out-of-network providers can't balance bill you, _unless you give written consent and give up your protections._