> No. If my friend doesn't even have time to make 3 stops around town to collect maximum allowed money orders for their landlord (who recently started requiring

> No. If my friend doesn't even have time to make 3 stops around town to collect maximum allowed money orders for their landlord (who recently started requiring money orders for some reason) because they understandably don't have a bank account because they can't risk the fees, I would simply lose them as a friend if I made such an out-of-touch suggestion. I agree. This is like asking them to "eat cake" when they're broke and starving. Collective action at work, unionizing, or through pooling efforts through legal and regulatory channels are more scalable efforts overworked and underpaid (and often cheated) people must use because letting it slide allows it to continue.