I was being a little facetious with my example; the point is that home insurance includes more than loss insurance for the cost of the actual structure This fo

I was being a little facetious with my example; the point is that home insurance includes more than loss insurance for the cost of the actual structure This forum can't take a joke or read intent at ALL -- bunch of fucking stiffs "self insuring" a house that's not built to code is like driving a car without insurance because you finished paying it off. If someone is harmed by your property and you don't have accidental death and dismemberment liability insurance you are f. u. c. k. e. d. fucked.