I don't know about your state, but when I was unemployed earlier this year, we qualified for Medicaid. We are financially independent except for the house so if

I don't know about your state, but when I was unemployed earlier this year, we qualified for Medicaid. We are financially independent except for the house so if it were paid off, that would be my plan for the kids. Certainly makes me less worried about taking time off to start a business or something .. the state would immediately cover my kids and my wife and I would be four hundred a year or something Because you'd make no income you qualify for a lot of benefits.