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I'm older than you with no kids and I couldn't do it. Living with some disability means always needing health insurance and still paying quite a bit for medical
by silverquiet 2y ago
I'm older than you with no kids and I couldn't do it. Living with some disability means always needing health insurance and still paying quite a bit for medical care; it's hard to imagine retirement.
- ndriscoll 2y agoYeah, we've been quite fortunate with our health. One possibility if you were so inclined is that the Obamacare plans only have an income test, not an asset one, so if you've still been able to build assets and plan for your retirement income to be just above 138% of federal poverty level (so you don't qualify for normal medicaid), then you get the full ACA subsidy (so a free silver plan).
- silverquiet 2y agoMy plans are more around layoff than retirement (it's happened to me before) and do feature some assets such that I can probably manipulate my income as needed, but given the Republican urge to get rid of Obamacare[0] and the likelihood of them winning control next year is pretty worrying. I guess there's always Mexico. [0]https://www.theatlantic.com/politics/archive/2024/01/trump-obamacare-repeal-replace/677067/ https://www.theatlantic.com/politics/archive/2024/01/trump-o...