if the payload is just ballistic and its trajectory is known, the target can just move out of its way and let it hit dirt those things usually have some sort o

if the payload is just ballistic and its trajectory is known, the target can just move out of its way and let it hit dirt those things usually have some sort of heat/EM/something seeking sensor to make it accurate to the last meter, and those still can't "see" through metal (yet (that we know about))