Right. Housing costs for most people are a function of asking price and interest rate. For a long time, we had high asking price and low interest rate. That wa

Right. Housing costs for most people are a function of asking price and interest rate. For a long time, we had high asking price and low interest rate. That was mostly acceptable to people. Low asking price and high interest would probably also be acceptable. Now we have both parameters (relatively) high, which just sucks. And yeah, supply is the big constraint, no question.