If you held the stock for more than ten years, you are likely ahead because the stock doubled. If not, you still have money to pay your mortgage. Most people p

If you held the stock for more than ten years, you are likely ahead because the stock doubled. If not, you still have money to pay your mortgage. Most people pay extra to mortgage gradually. Until it is paid off, they face the same risk of foreclosure. What happens if you lose your job with one year left? You lose the house, you can't pay your bills cause banks won't give you home equity loan. Liquidity is more important for most people than returns. Money saved in a house is a huge risk.