5 ms·

> This always felt like "treating the symptom, not the cause" approach to the problem. Given the historical treatment of racial groups in the US, I'd say a lit

by ellisv 2y ago

> This always felt like "treating the symptom, not the cause" approach to the problem. Given the historical treatment of racial groups in the US, I'd say a little column A and a little column B. Racial minorities have not always been free to choose where they lived - redlining was only phased out in the late 60s and 70s.

vlovich123 2y ago
Nominally ended then. The shockwaves of it are still felt today [1] because it's a compounding effect - these neighborhoods are still seen as less desirable meaning housing prices are still depressed & rely on richer people extracting wealth out of the area through gentrification to raise home prices. Also it's not clear mortgage practices have changed all that much: > FairPlay AI’s “State of Mortgage Fairness Report” in 2020 found that equality in mortgage lending is little better today than it was 30 years ago. In 1990, it found, Black mortgage applicants obtained loan approvals at 78.4 percent of the rate of white applicants; by 2021 that figure had risen, but only to 84.4 percent. > A National Fair Housing Alliance report from 2020 revealed that Black and Hispanic/Latino renters were more likely to be shown and offered fewer properties than white renters. [1] https://projects.fivethirtyeight.com/redlining/ https://projects.fivethirtyeight.com/redlining/ [2] https://www.bankrate.com/real-estate/what-is-redlining/#ongoing-legacy https://www.bankrate.com/real-estate/what-is-redlining/#ongo...
deleted 2y ago
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anonfordays 2y ago
>Racial minorities have not always been free to choose where they lived - redlining was only phased out in the late 60s and 70s. Which means county lines make even more sense: racial minorities may have been redlined out of specific neighborhoods in a city, but they still reside in the same county.
- triceratops 2y ago
  Was it only for specific neighborhoods?
  - anonfordays 2y ago
    Yes. "Redlining is a discriminatory practice in which financial services are withheld from neighborhoods that have significant numbers of racial and ethnic minorities." https://en.m.wikipedia.org/wiki/Redlining https://en.m.wikipedia.org/wiki/Redlining
    - triceratops 2y ago
      What about counties that had "significant numbers of minorities"? I'm just saying, is it really as simple as "Use county borders" and you're done?
      - anonfordays 2y ago
        >What about counties that had "significant numbers of minorities"? What about them? They would get proportional representation as well in the counties they reside in. >I'm just saying, is it really as simple as "Use county borders" and you're done? Not entirely that simple, but it removes an entire class of problems.

by ellisv 2y ago

vlovich123 2y ago

Nominally ended then. The shockwaves of it are still felt today [1] because it's a compounding effect - these neighborhoods are still seen as less desirable meaning housing prices are still depressed & rely on richer people extracting wealth out of the area through gentrification to raise home prices. Also it's not clear mortgage practices have changed all that much: > FairPlay AI’s “State of Mortgage Fairness Report” in 2020 found that equality in mortgage lending is little better today than it was 30 years ago. In 1990, it found, Black mortgage applicants obtained loan approvals at 78.4 percent of the rate of white applicants; by 2021 that figure had risen, but only to 84.4 percent. > A National Fair Housing Alliance report from 2020 revealed that Black and Hispanic/Latino renters were more likely to be shown and offered fewer properties than white renters. [1] https://projects.fivethirtyeight.com/redlining/ https://projects.fivethirtyeight.com/redlining/ [2] https://www.bankrate.com/real-estate/what-is-redlining/#ongoing-legacy https://www.bankrate.com/real-estate/what-is-redlining/#ongo...

deleted 2y ago

[deleted]

anonfordays 2y ago

>Racial minorities have not always been free to choose where they lived - redlining was only phased out in the late 60s and 70s. Which means county lines make even more sense: racial minorities may have been redlined out of specific neighborhoods in a city, but they still reside in the same county.

triceratops 2y ago
Was it only for specific neighborhoods?
- anonfordays 2y ago
  Yes. "Redlining is a discriminatory practice in which financial services are withheld from neighborhoods that have significant numbers of racial and ethnic minorities." https://en.m.wikipedia.org/wiki/Redlining https://en.m.wikipedia.org/wiki/Redlining
  - triceratops 2y ago
    What about counties that had "significant numbers of minorities"? I'm just saying, is it really as simple as "Use county borders" and you're done?
    - anonfordays 2y ago
      >What about counties that had "significant numbers of minorities"? What about them? They would get proportional representation as well in the counties they reside in. >I'm just saying, is it really as simple as "Use county borders" and you're done? Not entirely that simple, but it removes an entire class of problems.