You may be failing to see the woods for the trees. Dunno, not OP. > I would pay for it *by* the 21st time. By the 21st time != the 21st time. By the 21st tim

You may be failing to see the woods for the trees. Dunno, not OP. > I would pay for it *by* the 21st time. By the 21st time != the 21st time. By the 21st time == at some point prior to the 21st time. Possibly the 5th or 6th time. Maybe the 10th time. Maybe the 3rd time.