> I can see how it makes sense psychologically, even if not mathematically He acknowledges this. It's about the psychological effect of seeing your list of deb

> I can see how it makes sense psychologically, even if not mathematically He acknowledges this. It's about the psychological effect of seeing your list of debts grow smaller. I think a big part of his audience are people who have historically been very bad with money, which is why some of his advice seems strange to people who are already financially responsible. People with a bunch of maxed out credit cards and loans on ATVs and crap.