$40,000 is $480,000/year, which is 11.3% of $4.25 million; if one borrowed that $4.25 million at a significant discount to 11.3% then that might be a very good

$40,000 is $480,000/year, which is 11.3% of $4.25 million; if one borrowed that $4.25 million at a significant discount to 11.3% then that might be a very good financial decision indeed. If it’s at a floating rate, it might still be a good decision. But right now some business loans are up around 15%, at which point the situation above would be an absolute catastrophe.