> the article says that insurance agencies can only look at historic risk, not future risk The article actually doesn't say that, that's a quote from a differe

> the article says that insurance agencies can only look at historic risk, not future risk The article actually doesn't say that, that's a quote from a different article that I linked to above. The article only mentions the increased risk of wildfires and doesn't place any blame on California's regulatory environment at all. My other comment: https://news.ycombinator.com/item?id=40260160 https://news.ycombinator.com/item?id=40260160