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RE ".... landlords have completely lost trust in the system and demand excruciating levels of background checks and references and personal information to try a
by asdefghyk 2y ago
RE ".... landlords have completely lost trust in the system and demand excruciating levels of background checks and references and personal information to try and avoid these bad tenants......"
It appears OVER THE TOP
However Im about to hand over an asset valued at a large amount so it is entirely reasonable.
I've had applications where person has edited PDF documents to fake them. Ie bank statements. Revealed with forensic analysis.
Applications with fake references are not unusual.
Its like a bank application. The data is needed to catch these bad people out.
Insurance normally does not cover these situations.
- foldr 2y agoIMO what's really needed is for most of these 'checks' to be made illegal. Then those who are willing and prepared to take on the risks associated with being a landlord can do it. Many other industries have regulations preventing all sorts of background checks that companies might otherwise want to do (e.g. insurance).
- asdefghyk 2y agoThe side effect of your proposal would be rent increases and a decrease in supply in dwellings, as less people would be prepared to accept the risk, That's my prediction after almost 40 years supplying several rental properties. You should tell banks and other lenders the same thing, do not ask so many questions.
- foldr 2y agoThat is a generic argument that can be used against any form of regulation on the rental market. As the proportion of people who rent increases, I suspect that there will be growing political pressure to ban these intrusions and humiliations. (I wonder if you share your own bank statements with your tenants?)
- bombcar 2y agoAmusingly enough that's becoming an issue in some places; people "rent" properties they don't own and then skip town with the deposits and leave the owner with an unexpected tenant to evict.
- foldr 2y agoYes, indeed. Tenants have just as much of an interest in knowing the financial particulars of their landlords as vice versa.
- HDThoreaun 2y agoStates have passed laws that b an background checks before. It always leads to discrimination as people just use stereotypes because they cant find out the truth.
- foldr 2y agoWhat is the evidence for this?
- HDThoreaun 2y agohttps://www.npr.org/2016/07/19/486571633/are-ban-the-box-laws-helping-job-applicants-with-criminal-histories https://www.npr.org/2016/07/19/486571633/are-ban-the-box-law...
- foldr 2y agoThe article is talking about checks for criminal history in the context of employment. Any leap you make to the effects of laws banning entirely different kinds of background checks in an entirely different context is...well, a leap. On top of that, the article reports on the results of a single behavioral study, which while interesting, is hardly conclusive. A few minutes on Google scholar is enough to find other papers casting doubt on its results: https://static1.squarespace.com/static/5b69fbe78f51306042d1d4e6/t/6614331fe3e11706278113ff/1712599843026/BTB_BurtonWasser2024.pdf https://static1.squarespace.com/static/5b69fbe78f51306042d1d...
- HDThoreaun 2y agoI disagree. Thats not a leap at all. When you ban background checks people become racist, doesnt matter what the context is.
- foldr 2y agoThe study you point to doesn't even seem to be accurate (see the link I added as an edit to my previous comment), so even if you make the logical leap, the factual premise isn't there.