> The reason for this is if you take lower rent than previously your building value changes and your lenders make you cough up the difference to cover additiona

> The reason for this is if you take lower rent than previously your building value changes and your lenders make you cough up the difference to cover additional principal. A good portion of loans (I would even say most, especially for CMBS) come with minimum DSCR requirements, so not having any rental income for too long can be worse than having less income. https://www.investopedia.com/terms/d/dscr.asp https://www.investopedia.com/terms/d/dscr.asp