I don't know where you are from but here in Germany Surges/Lightning Strikes that damage equipment are so rare that I can't remember it ever happening to me in

I don't know where you are from but here in Germany Surges/Lightning Strikes that damage equipment are so rare that I can't remember it ever happening to me in my lifetime. And Replacing a fixture if it eventual fails after decades is just not that hard. I did it in my Appartment and I only shocked myself twice, so it's very doable.