The medicaid route is fine as long as you are willing to sign over everything you own once you need any kind of longish term in-patient or nursing home type car

The medicaid route is fine as long as you are willing to sign over everything you own once you need any kind of longish term in-patient or nursing home type care. At that point you'll never live on your own again because once you sign everything over you'll never be in a position to own anything again.