It's not easy but you can find similar (even arguably better) climate in Europe (Cyprus, Canary Islands, Malta) at a much cheaper COL, with lower crime rate, he

It's not easy but you can find similar (even arguably better) climate in Europe (Cyprus, Canary Islands, Malta) at a much cheaper COL, with lower crime rate, healthier food - and even less taxes with the right choices. South East Asia and South America have opportunities too albeit . I think the weather in SF is decent but not great (way too cold) - but it's all the other cons (homeless, taxes, drugs) that makes me run away from SF.