This is how I see it. Current rates aren't high, they just seem high because of the free money that's been available since the 2008 crash. I always thought th

This is how I see it. Current rates aren't high, they just seem high because of the free money that's been available since the 2008 crash. I always thought that we kicked the can down the road for too long and we would pay for it. So far, I think we're still kicking. Who knows, maybe the country's top economists have something going for them and the pullback won't be a crash.