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Often enough, it isn’t an actual ATM. You pay at the counter like you usually would using a card or an NFC payment method (e.g., Apple Pay), but the payment rea

Often enough, it isn’t an actual ATM. You pay at the counter like you usually would using a card or an NFC payment method (e.g., Apple Pay), but the payment reader processes it as an ATM withdrawal transaction (hence an extra transaction fee of a few dollars). There is no physical cash involved at any point in this (at least not on the dispensary premises).

BobaFloutist 2y ago
Sure, for people that want to pay 5$ more for every transaction. Probably a good number of people don't.
- Vegenoid 2y ago
  Where I’ve been, they round up to the nearest multiple of 5, and the extra you pay is kept as credit on your account towards future purchases.
  - filoleg 2y ago
    I’ve seen the rounding up situation a lot, but I am yet to see one where they just didnt give you back the rest as cash change.
  - millzlane 2y ago
    That's kinda shitty. They just give us the 5 back cash.
bobthepanda 2y ago
Maybe this is a state by state thing? I have never observed this in WA.
- filoleg 2y ago
  It feels like it is a state-by-state thing, yeah. I moved from WA to NYC just half a year ago, and I noticed it as well. In WA, it felt like it was a pretty even 50/50 split (maybe with a heavier lean towards cash) between places accepting cash-only and those that accept debit as well (in addition to cash obviously). I dont remember any that accepted credit cards. All of this is a more recent situation though, as I still remember that just 6-8 years ago, pretty much every single place used to be cash-only. I also noticed some dispensaries experimenting with rather unconvential methods at different points in time too (e.g., Uncle Ike’s using a payment terminal for like a year that worked similarly to a regular debit card one, but it was using crypto as an intermediate medium on the backend to process the payment). In NYC, it feels like everyone just accepts cards like usual, from grey-market ones to the legal ones. However, I infinitely prefer the WA situation with cannabis over the NYC one for bajillion other reasons that are entirely unrelated to payment methods.
- mikestew 2y ago
  I've heard Origins in Redmond does this, IIRC. But I believe that to be the exception, not the rule.
- olyjohn 2y ago
  Definitely seen it here in WA. It's just not very common.
neilv 2y ago
Is the payment service operating in a regulatory gray area or loophole?

BobaFloutist 2y ago

Sure, for people that want to pay 5$ more for every transaction. Probably a good number of people don't.

Vegenoid 2y ago
Where I’ve been, they round up to the nearest multiple of 5, and the extra you pay is kept as credit on your account towards future purchases.
- filoleg 2y ago
  I’ve seen the rounding up situation a lot, but I am yet to see one where they just didnt give you back the rest as cash change.
- millzlane 2y ago
  That's kinda shitty. They just give us the 5 back cash.

bobthepanda 2y ago

Maybe this is a state by state thing? I have never observed this in WA.

filoleg 2y ago
It feels like it is a state-by-state thing, yeah. I moved from WA to NYC just half a year ago, and I noticed it as well. In WA, it felt like it was a pretty even 50/50 split (maybe with a heavier lean towards cash) between places accepting cash-only and those that accept debit as well (in addition to cash obviously). I dont remember any that accepted credit cards. All of this is a more recent situation though, as I still remember that just 6-8 years ago, pretty much every single place used to be cash-only. I also noticed some dispensaries experimenting with rather unconvential methods at different points in time too (e.g., Uncle Ike’s using a payment terminal for like a year that worked similarly to a regular debit card one, but it was using crypto as an intermediate medium on the backend to process the payment). In NYC, it feels like everyone just accepts cards like usual, from grey-market ones to the legal ones. However, I infinitely prefer the WA situation with cannabis over the NYC one for bajillion other reasons that are entirely unrelated to payment methods.
mikestew 2y ago
I've heard Origins in Redmond does this, IIRC. But I believe that to be the exception, not the rule.
olyjohn 2y ago
Definitely seen it here in WA. It's just not very common.

neilv 2y ago

Is the payment service operating in a regulatory gray area or loophole?