I posted this as a follow up because of the lively discussion two days ago on Credit Card lending here: http://news.ycombinator.com/item?id=399365 http://news.

I posted this as a follow up because of the lively discussion two days ago on Credit Card lending here: http://news.ycombinator.com/item?id=399365 http://news.ycombinator.com/item?id=399365