On the issue with named drivers: I had two cars, and tried to add a named driver (my partner) to one, but they wouldn't let me. I assume the issue is they thoug

On the issue with named drivers: I had two cars, and tried to add a named driver (my partner) to one, but they wouldn't let me. I assume the issue is they thought it likely the ND was the real primary driver, and that I was simply trying to lower their premiums since theirs was higher. I suspect there's a similar issue with F&F. The cost of insurance is based on you personally, and if they allow NDs, or friends to drive, it's an unknown risk as they can't really tell how much you will actually use the car. Also, I don't know how much insurance differs between US and EU. IMHO, Irish car insurance is expensive. perhaps due to lenient courts?