3 ms·

This gives them an incentive to make you unhappy.

• ajmurmann 2y ago
  Are you saying health insurances don't want customers?
  • ceejayoz 2y ago
    They absolutely don't want certain customers.
    • Pet_Ant 2y ago
      I mean, I think that is the problem with "insurance" vs "coverage". "Insurance" is about pooling unlikely but costly risk, like getting hit by a meteorite. Unlikely, it happens, but there will be head trauma, CAT scans, x-rays, and hospital stays. That is what insurance is perfectly aimed at. People with known medical issues aren't really looking for insurance, they aren't pooling risk, they are sick. They need coverage. Businesses can easily handle insurance, but coverage is another matter. You are talking about people you know will cost more than they payout. That's charity, and better left to the state than the private sector.