Do you know how happy gen z and lower income people would be if they had the option of doing what you're talking about? Having the ability to buy a house but ch

Do you know how happy gen z and lower income people would be if they had the option of doing what you're talking about? Having the ability to buy a house but choosing not to because the market might go down? You are either rich or a homeowner because clearly you don't know the circumstances of being priced out of the market. Tell a low income person "it's worse for your housing affordability if house prices go down" and they will laugh in your face, and deservedly so.