Home ownership goes like this: 1. Find a place you like and can afford. 2. Buy it for whatever they're willing to take. 3. Pay on your mortgage several times

Home ownership goes like this: 1. Find a place you like and can afford. 2. Buy it for whatever they're willing to take. 3. Pay on your mortgage several times. 4. Sell it for whatever someone will pay. As a virtuous person who just wants a roof over your head, which of these are you going to differently so you don't wreck things for future generations?